Call reports 2010
FIRST NEODESHA BANK — 2010
What FIRST NEODESHA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,565,000 | 64,577,000 | 63,721,000 | 65,248,000 |
| Total loans | 47,586,000 | 47,980,000 | 48,363,000 | 48,224,000 |
| Allowance for loan losses | 439,000 | 438,000 | 428,000 | 427,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,599,000 | 11,769,000 | 11,182,000 | 11,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,152,000 | 57,653,000 | 57,705,000 | 59,270,000 |
| Interest-bearing deposits | 48,786,000 | 46,897,000 | 47,544,000 | 48,702,000 |
| Noninterest-bearing deposits | 11,366,000 | 10,757,000 | 10,161,000 | 10,568,000 |
| Equity capital | 5,391,000 | 5,393,000 | 4,911,000 | 5,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 805,000 | 1,605,000 | 2,422,000 | 3,225,000 |
| Interest expense | 228,000 | 456,000 | 674,000 | 884,000 |
| Net interest income | 577,000 | 1,149,000 | 1,748,000 | 2,341,000 |
| Noninterest income | 92,000 | 179,000 | 263,000 | 372,000 |
| Noninterest expense | 432,000 | 859,000 | 1,302,000 | 1,772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 237,000 | 469,000 | 709,000 | 941,000 |
| Income tax | 10,000 | 21,000 | 32,000 | 43,000 |
| Net income | 227,000 | 448,000 | 677,000 | 898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,391,000 | 5,393,000 | 4,911,000 | 5,132,000 |
| Total capital | 5,830,000 | 5,831,000 | 5,339,000 | 5,559,000 |
| Risk-weighted assets | 42,550,000 | 42,682,000 | 42,833,000 | 42,332,000 |