Call reports 2008
FIRST NEODESHA BANK — 2008
What FIRST NEODESHA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 61,334,000 | 61,325,000 | 61,068,000 | 61,062,000 |
| Total loans | 43,593,000 | 44,874,000 | 45,095,000 | 46,010,000 |
| Allowance for loan losses | 382,000 | 391,000 | 409,000 | 409,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,896,000 | 11,070,000 | 12,918,000 | 11,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,677,000 | 55,685,000 | 55,300,000 | 55,594,000 |
| Interest-bearing deposits | 45,237,000 | 45,430,000 | 44,460,000 | 45,386,000 |
| Noninterest-bearing deposits | 10,440,000 | 10,256,000 | 10,840,000 | 10,207,000 |
| Equity capital | 4,702,000 | 4,766,000 | 4,952,000 | 4,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,921,000 | 2,876,000 | 3,780,000 |
| Interest expense | 384,000 | 736,000 | 1,080,000 | 1,392,000 |
| Net interest income | 603,000 | 1,185,000 | 1,796,000 | 2,388,000 |
| Noninterest income | 71,000 | 176,000 | 264,000 | 344,000 |
| Noninterest expense | 373,000 | 758,000 | 1,147,000 | 1,542,000 |
| Provision for loan losses | 2,000 | 12,000 | 23,000 | 31,000 |
| Pretax income | 299,000 | 591,000 | 890,000 | 1,159,000 |
| Income tax | 12,000 | 24,000 | 35,000 | 46,000 |
| Net income | 287,000 | 567,000 | 855,000 | 1,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,702,000 | 4,766,000 | 4,952,000 | 4,691,000 |
| Total capital | 5,084,000 | 5,157,000 | 5,361,000 | 5,100,000 |
| Risk-weighted assets | 40,571,000 | 42,432,000 | 42,896,000 | 42,649,000 |