Call reports 2007
FIRST NEODESHA BANK — 2007
What FIRST NEODESHA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,645,000 | 56,190,000 | 54,364,000 | 58,235,000 |
| Total loans | 41,204,000 | 42,675,000 | 40,751,000 | 42,899,000 |
| Allowance for loan losses | 382,000 | 382,000 | 380,000 | 380,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,098,000 | 10,303,000 | 10,250,000 | 10,259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,653,000 | 51,212,000 | 49,360,000 | 53,036,000 |
| Interest-bearing deposits | 43,248,000 | 41,420,000 | 40,610,000 | 42,821,000 |
| Noninterest-bearing deposits | 9,405,000 | 9,792,000 | 8,751,000 | 10,215,000 |
| Equity capital | 4,455,000 | 4,534,000 | 4,237,000 | 4,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,872,000 | 2,822,000 | 3,794,000 |
| Interest expense | 376,000 | 763,000 | 1,160,000 | 1,552,000 |
| Net interest income | 542,000 | 1,109,000 | 1,662,000 | 2,242,000 |
| Noninterest income | 78,000 | 162,000 | 248,000 | 331,000 |
| Noninterest expense | 366,000 | 754,000 | 1,142,000 | 1,523,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 8,000 |
| Pretax income | 247,000 | 510,000 | 761,000 | 1,042,000 |
| Income tax | 10,000 | 20,000 | 29,000 | 41,000 |
| Net income | 237,000 | 490,000 | 732,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,455,000 | 4,534,000 | 4,237,000 | 4,506,000 |
| Total capital | 4,837,000 | 4,916,000 | 4,617,000 | 4,886,000 |
| Risk-weighted assets | 38,885,000 | 38,894,000 | 36,854,000 | 39,021,000 |