Call reports 2002
FIRST NEODESHA BANK — 2002
What FIRST NEODESHA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 48,374,000 | 47,955,000 | 47,035,000 | 48,147,000 |
| Total loans | 35,016,000 | 36,191,000 | 35,782,000 | 37,574,000 |
| Allowance for loan losses | 303,000 | 313,000 | 313,000 | 316,000 |
| Securities available for sale | 15,000 | 15,000 | 15,000 | 15,000 |
| Securities held to maturity | 8,584,000 | 8,614,000 | 8,568,000 | 7,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,787,000 | 44,419,000 | 43,343,000 | 43,307,000 |
| Interest-bearing deposits | 38,801,000 | 38,022,000 | 37,352,000 | 37,555,000 |
| Noninterest-bearing deposits | 5,986,000 | 6,397,000 | 5,991,000 | 5,752,000 |
| Equity capital | 2,847,000 | 2,894,000 | 2,999,000 | 3,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,505,000 | 2,219,000 | 2,914,000 |
| Interest expense | 330,000 | 644,000 | 944,000 | 1,225,000 |
| Net interest income | 430,000 | 861,000 | 1,275,000 | 1,689,000 |
| Noninterest income | 72,000 | 153,000 | 231,000 | 326,000 |
| Noninterest expense | 325,000 | 653,000 | 954,000 | 1,320,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 22,000 |
| Pretax income | 167,000 | 341,000 | 532,000 | 673,000 |
| Income tax | 9,000 | 5,000 | 29,000 | 10,000 |
| Net income | 158,000 | 336,000 | 503,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,847,000 | 2,894,000 | 2,999,000 | 3,158,000 |
| Total capital | 3,150,000 | 3,207,000 | 3,312,000 | 3,474,000 |
| Risk-weighted assets | 30,704,000 | 31,642,000 | 30,552,000 | 32,322,000 |