Call reports 2001
FIRST NEODESHA BANK — 2001
What FIRST NEODESHA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,551,000 | 44,118,000 | 44,535,000 | 47,639,000 |
| Total loans | 32,550,000 | 33,056,000 | 32,693,000 | 35,049,000 |
| Allowance for loan losses | 284,000 | 284,000 | 292,000 | 293,000 |
| Securities available for sale | 15,000 | 15,000 | 15,000 | 15,000 |
| Securities held to maturity | 7,481,000 | 7,874,000 | 8,041,000 | 8,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,016,000 | 40,609,000 | 40,631,000 | 43,603,000 |
| Interest-bearing deposits | 35,848,000 | 35,219,000 | 34,899,000 | 36,836,000 |
| Noninterest-bearing deposits | 5,168,000 | 5,390,000 | 5,732,000 | 6,767,000 |
| Equity capital | 2,873,000 | 2,923,000 | 3,027,000 | 3,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,727,000 | 2,560,000 | 3,375,000 |
| Interest expense | 426,000 | 850,000 | 1,261,000 | 1,635,000 |
| Net interest income | 450,000 | 877,000 | 1,299,000 | 1,740,000 |
| Noninterest income | 60,000 | 132,000 | 229,000 | 298,000 |
| Noninterest expense | 306,000 | 602,000 | 934,000 | 1,247,000 |
| Provision for loan losses | 7,000 | 7,000 | 16,000 | 16,000 |
| Pretax income | 197,000 | 400,000 | 578,000 | 775,000 |
| Income tax | 10,000 | 21,000 | 28,000 | 40,000 |
| Net income | 187,000 | 379,000 | 550,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,873,000 | 2,923,000 | 3,027,000 | 3,212,000 |
| Total capital | 3,157,000 | 3,207,000 | 3,319,000 | 3,505,000 |
| Risk-weighted assets | 29,707,000 | 30,297,000 | 29,945,000 | 32,181,000 |