Call reports 2002
BANK OF THE SOUTHWEST OF DALLAS — 2002
What BANK OF THE SOUTHWEST OF DALLAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 127,055,000 | 129,595,000 | 121,867,000 | 121,679,000 |
| Total loans | 54,638,000 | 56,270,000 | 58,739,000 | 56,811,000 |
| Allowance for loan losses | 877,000 | 899,000 | 884,000 | 670,000 |
| Securities available for sale | 37,765,000 | 32,068,000 | 38,932,000 | 9,595,000 |
| Securities held to maturity | 11,384,000 | 10,024,000 | 8,487,000 | 5,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,479,000 | 114,301,000 | 108,911,000 | 106,872,000 |
| Interest-bearing deposits | 91,134,000 | 92,463,000 | 87,809,000 | 86,377,000 |
| Noninterest-bearing deposits | 21,345,000 | 21,838,000 | 21,102,000 | 20,495,000 |
| Equity capital | 14,084,000 | 14,668,000 | 12,562,000 | 14,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,513,000 | 5,119,000 | 6,324,000 |
| Interest expense | 618,000 | 1,181,000 | 1,732,000 | 2,169,000 |
| Net interest income | 1,079,000 | 2,332,000 | 3,387,000 | 4,155,000 |
| Noninterest income | 300,000 | 620,000 | 956,000 | 1,284,000 |
| Noninterest expense | 1,025,000 | 2,015,000 | 3,022,000 | 3,892,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 324,000 | 877,000 | 1,231,000 | 1,427,000 |
| Income tax | 111,000 | 300,000 | 448,000 | 519,000 |
| Net income | 213,000 | 577,000 | 783,000 | 908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,111,000 | 14,475,000 | 12,336,000 | 8,863,000 |
| Total capital | 14,988,000 | 15,374,000 | 13,220,000 | 9,533,000 |
| Risk-weighted assets | 74,171,000 | 75,950,000 | 71,005,000 | 62,937,000 |