Call reports 2001
BANK OF THE SOUTHWEST OF DALLAS — 2001
What BANK OF THE SOUTHWEST OF DALLAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 122,632,000 | 119,302,000 | 124,109,000 | 124,445,000 |
| Total loans | 51,468,000 | 51,555,000 | 53,330,000 | 54,360,000 |
| Allowance for loan losses | 880,000 | 910,000 | 893,000 | 888,000 |
| Securities available for sale | 35,557,000 | 41,565,000 | 33,196,000 | 40,825,000 |
| Securities held to maturity | 15,903,000 | 15,765,000 | 14,904,000 | 13,354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,824,000 | 105,282,000 | 109,672,000 | 110,197,000 |
| Interest-bearing deposits | 85,752,000 | 84,848,000 | 89,043,000 | 90,087,000 |
| Noninterest-bearing deposits | 23,072,000 | 20,434,000 | 20,629,000 | 20,110,000 |
| Equity capital | 13,097,000 | 13,434,000 | 13,845,000 | 13,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,260,000 | 6,263,000 | 8,118,000 |
| Interest expense | 862,000 | 1,687,000 | 2,482,000 | 3,173,000 |
| Net interest income | 1,283,000 | 2,573,000 | 3,781,000 | 4,945,000 |
| Noninterest income | 295,000 | 600,000 | 926,000 | 1,253,000 |
| Noninterest expense | 1,019,000 | 2,088,000 | 3,109,000 | 4,160,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 529,000 | 1,025,000 | 1,518,000 | 1,958,000 |
| Income tax | 179,000 | 348,000 | 516,000 | 667,000 |
| Net income | 350,000 | 677,000 | 1,002,000 | 1,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,943,000 | 13,275,000 | 13,604,000 | 13,898,000 |
| Total capital | 13,632,000 | 13,997,000 | 14,468,000 | 14,786,000 |
| Risk-weighted assets | 54,937,000 | 57,579,000 | 69,061,000 | 71,687,000 |