Call reports 2025
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2025
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 300,772,000 | 302,983,000 | 376,013,000 | 374,433,000 |
| Total loans | 217,465,000 | 216,299,000 | 255,039,000 | 253,579,000 |
| Allowance for loan losses | 2,300,000 | 2,300,000 | 2,300,000 | 2,301,000 |
| Securities available for sale | 64,576,000 | 67,504,000 | 85,171,000 | 79,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,981,000 | 211,582,000 | 277,824,000 | 285,688,000 |
| Interest-bearing deposits | 189,654,000 | 194,018,000 | 259,302,000 | 266,315,000 |
| Noninterest-bearing deposits | 18,327,000 | 17,564,000 | 18,522,000 | 19,373,000 |
| Equity capital | 34,140,000 | 34,906,000 | 45,018,000 | 44,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,315,000 | 8,655,000 | 13,393,000 | 19,043,000 |
| Interest expense | 2,151,000 | 4,253,000 | 6,514,000 | 9,064,000 |
| Net interest income | 2,164,000 | 4,402,000 | 6,879,000 | 9,979,000 |
| Noninterest income | 8,000 | 65,000 | 161,000 | 280,000 |
| Noninterest expense | 1,043,000 | 2,054,000 | 3,163,000 | 5,670,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,129,000 | 2,413,000 | 4,005,000 | 4,727,000 |
| Income tax | 170,000 | 358,000 | 726,000 | 805,000 |
| Net income | 959,000 | 2,055,000 | 3,279,000 | 3,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,883,000 | 37,980,000 | 42,990,000 | 42,703,000 |
| Total capital | 39,183,000 | 40,280,000 | 45,290,000 | 45,004,000 |
| Risk-weighted assets | 283,039,000 | 279,761,000 | 339,352,000 | 332,267,000 |