Call reports 2024
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2024
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 274,647,000 | 276,832,000 | 282,296,000 | 304,379,000 |
| Total loans | 197,695,000 | 198,299,000 | 200,234,000 | 224,703,000 |
| Allowance for loan losses | 2,100,000 | 2,100,000 | 2,100,000 | 2,300,000 |
| Securities available for sale | 56,681,000 | 60,024,000 | 63,571,000 | 63,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,969,000 | 196,948,000 | 191,421,000 | 202,239,000 |
| Interest-bearing deposits | 174,134,000 | 177,225,000 | 172,478,000 | 178,678,000 |
| Noninterest-bearing deposits | 21,835,000 | 19,723,000 | 18,943,000 | 23,561,000 |
| Equity capital | 31,077,000 | 32,150,000 | 34,189,000 | 32,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,934,000 | 8,011,000 | 12,119,000 | 16,394,000 |
| Interest expense | 1,933,000 | 3,951,000 | 6,074,000 | 8,208,000 |
| Net interest income | 2,001,000 | 4,060,000 | 6,045,000 | 8,186,000 |
| Noninterest income | 57,000 | 125,000 | 174,000 | 278,000 |
| Noninterest expense | 940,000 | 1,944,000 | 2,876,000 | 4,023,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,118,000 | 2,241,000 | 3,343,000 | 4,264,000 |
| Income tax | 183,000 | 355,000 | 526,000 | 538,000 |
| Net income | 935,000 | 1,886,000 | 2,817,000 | 3,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,194,000 | 35,145,000 | 36,076,000 | 35,925,000 |
| Total capital | 36,294,000 | 37,245,000 | 38,176,000 | 38,225,000 |
| Risk-weighted assets | 275,360,000 | 267,044,000 | 275,713,000 | 275,561,000 |