Call reports 2023
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2023
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 245,361,000 | 250,590,000 | 257,847,000 | 272,841,000 |
| Total loans | 172,641,000 | 179,378,000 | 188,617,000 | 199,131,000 |
| Allowance for loan losses | 1,842,000 | 1,842,000 | 1,850,000 | 2,100,000 |
| Securities available for sale | 56,684,000 | 54,524,000 | 51,519,000 | 56,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,406,000 | 172,437,000 | 179,369,000 | 198,672,000 |
| Interest-bearing deposits | 148,616,000 | 150,304,000 | 156,766,000 | 173,624,000 |
| Noninterest-bearing deposits | 22,790,000 | 22,133,000 | 22,603,000 | 25,047,000 |
| Equity capital | 26,147,000 | 26,426,000 | 28,847,000 | 30,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,962,000 | 6,370,000 | 9,886,000 | 13,713,000 |
| Interest expense | 1,155,000 | 2,608,000 | 4,227,000 | 6,096,000 |
| Net interest income | 1,807,000 | 3,762,000 | 5,659,000 | 7,617,000 |
| Noninterest income | 50,000 | 120,000 | 187,000 | 192,000 |
| Noninterest expense | 825,000 | 1,665,000 | 2,518,000 | 3,546,000 |
| Provision for loan losses | 6,000 | 6,000 | 56,000 | 306,000 |
| Pretax income | 1,028,000 | 2,213,000 | 3,274,000 | 3,959,000 |
| Income tax | 200,000 | 433,000 | 633,000 | 535,000 |
| Net income | 828,000 | 1,780,000 | 2,641,000 | 3,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,863,000 | 29,815,000 | 33,476,000 | 33,259,000 |
| Total capital | 30,705,000 | — | — | — |
| Risk-weighted assets | 227,225,000 | — | — | — |