Call reports 2022
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2022
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 193,708,000 | 212,795,000 | 211,215,000 | 234,417,000 |
| Total loans | 138,672,000 | 153,220,000 | 147,486,000 | 165,148,000 |
| Allowance for loan losses | 1,685,000 | 1,686,000 | 1,686,000 | 1,836,000 |
| Securities available for sale | 42,643,000 | 46,149,000 | 51,864,000 | 54,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,413,000 | 156,401,000 | 156,563,000 | 168,100,000 |
| Interest-bearing deposits | 119,056,000 | 133,526,000 | 131,045,000 | 140,873,000 |
| Noninterest-bearing deposits | 26,357,000 | 22,875,000 | 25,517,000 | 27,227,000 |
| Equity capital | 26,814,000 | 26,078,000 | 25,330,000 | 24,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,783,000 | 6,043,000 | 8,606,000 |
| Interest expense | 193,000 | 460,000 | 1,017,000 | 1,780,000 |
| Net interest income | 1,550,000 | 3,323,000 | 5,026,000 | 6,826,000 |
| Noninterest income | 55,000 | 121,000 | 192,000 | 221,000 |
| Noninterest expense | 819,000 | 1,619,000 | 2,497,000 | 3,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 786,000 | 1,825,000 | 2,714,000 | 3,437,000 |
| Income tax | 163,000 | 372,000 | 541,000 | 322,000 |
| Net income | 623,000 | 1,453,000 | 2,173,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,343,000 | 28,173,000 | 28,893,000 | 28,035,000 |