Call reports 2021
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2021
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 182,672,000 | 177,881,000 | 181,439,000 | 195,367,000 |
| Total loans | 133,986,000 | 128,090,000 | 126,174,000 | 142,519,000 |
| Allowance for loan losses | 1,346,000 | 1,346,000 | 1,344,000 | 1,685,000 |
| Securities available for sale | 40,622,000 | 42,520,000 | 42,660,000 | 42,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,200,000 | 127,179,000 | 128,890,000 | 141,304,000 |
| Interest-bearing deposits | 104,403,000 | 106,894,000 | 107,117,000 | 115,424,000 |
| Noninterest-bearing deposits | 21,797,000 | 20,285,000 | 21,773,000 | 25,880,000 |
| Equity capital | 26,468,000 | 27,545,000 | 27,963,000 | 27,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,764,000 | 3,675,000 | 5,590,000 | 7,589,000 |
| Interest expense | 181,000 | 355,000 | 522,000 | 696,000 |
| Net interest income | 1,583,000 | 3,320,000 | 5,068,000 | 6,893,000 |
| Noninterest income | 59,000 | 118,000 | 182,000 | 287,000 |
| Noninterest expense | 748,000 | 1,577,000 | 2,327,000 | 3,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 340,000 |
| Pretax income | 914,000 | 1,881,000 | 2,943,000 | 3,634,000 |
| Income tax | 192,000 | 393,000 | 626,000 | 772,000 |
| Net income | 722,000 | 1,488,000 | 2,317,000 | 2,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,440,000 | 26,206,000 | 26,675,000 | 26,720,000 |