Call reports 2020
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2020
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 154,387,000 | 168,183,000 | 174,982,000 | 169,548,000 |
| Total loans | 105,767,000 | 119,689,000 | 123,525,000 | 118,635,000 |
| Allowance for loan losses | 1,194,000 | 1,295,000 | 1,295,000 | 1,345,000 |
| Securities available for sale | 38,930,000 | 40,583,000 | 42,665,000 | 42,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,965,000 | 112,623,000 | 115,819,000 | 117,563,000 |
| Interest-bearing deposits | 90,359,000 | 95,545,000 | 98,048,000 | 97,362,000 |
| Noninterest-bearing deposits | 16,606,000 | 17,078,000 | 17,771,000 | 20,201,000 |
| Equity capital | 23,942,000 | 24,961,000 | 25,923,000 | 25,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,809,000 | 5,557,000 | 7,172,000 |
| Interest expense | 386,000 | 686,000 | 938,000 | 1,157,000 |
| Net interest income | 1,256,000 | 3,123,000 | 4,619,000 | 6,015,000 |
| Noninterest income | 50,000 | 87,000 | 166,000 | 230,000 |
| Noninterest expense | 630,000 | 1,455,000 | 2,166,000 | 2,941,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 150,000 |
| Pretax income | 676,000 | 1,655,000 | 2,520,000 | 3,155,000 |
| Income tax | 136,000 | 341,000 | 518,000 | 656,000 |
| Net income | 540,000 | 1,314,000 | 2,002,000 | 2,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,941,000 | 24,181,000 | 24,869,000 | 25,970,000 |