Call reports 2019
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2019
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,093,000 | 143,939,000 | 143,266,000 | 151,615,000 |
| Total loans | 102,971,000 | 104,962,000 | 103,217,000 | 110,752,000 |
| Allowance for loan losses | 1,153,000 | 1,197,000 | 1,198,000 | 1,198,000 |
| Securities available for sale | 32,341,000 | 29,297,000 | 31,230,000 | 32,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,859,000 | 103,153,000 | 100,047,000 | 105,368,000 |
| Interest-bearing deposits | 91,314,000 | 90,314,000 | 87,209,000 | 89,592,000 |
| Noninterest-bearing deposits | 16,545,000 | 12,839,000 | 12,838,000 | 15,777,000 |
| Equity capital | 23,265,000 | 23,251,000 | 23,883,000 | 23,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,616,000 | 3,302,000 | 4,987,000 | 6,668,000 |
| Interest expense | 437,000 | 900,000 | 1,362,000 | 1,783,000 |
| Net interest income | 1,179,000 | 2,402,000 | 3,625,000 | 4,885,000 |
| Noninterest income | 264,000 | 322,000 | 424,000 | 496,000 |
| Noninterest expense | 644,000 | 1,251,000 | 1,921,000 | 2,570,000 |
| Provision for loan losses | 10,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 789,000 | 1,487,000 | 2,142,000 | 2,825,000 |
| Income tax | 157,000 | 295,000 | 473,000 | 624,000 |
| Net income | 632,000 | 1,192,000 | 1,669,000 | 2,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,054,000 | 22,814,000 | 23,290,000 | 22,867,000 |
| Total capital | 24,207,000 | 24,011,000 | 24,488,000 | 24,065,000 |
| Risk-weighted assets | 124,370,000 | 128,174,000 | 127,272,000 | 135,322,000 |