Call reports 2018
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2018
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 137,877,000 | 142,885,000 | 143,638,000 | 143,559,000 |
| Total loans | 93,744,000 | 99,525,000 | 102,523,000 | 101,212,000 |
| Allowance for loan losses | 981,000 | 1,005,000 | 1,143,000 | 1,143,000 |
| Securities available for sale | 33,892,000 | 34,288,000 | 32,441,000 | 32,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,439,000 | 97,722,000 | 98,437,000 | 106,528,000 |
| Interest-bearing deposits | 85,496,000 | 82,930,000 | 81,909,000 | 89,234,000 |
| Noninterest-bearing deposits | 14,943,000 | 14,792,000 | 16,528,000 | 17,294,000 |
| Equity capital | 20,541,000 | 22,034,000 | 22,750,000 | 22,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,482,000 | 3,006,000 | 4,605,000 | 6,257,000 |
| Interest expense | 274,000 | 580,000 | 941,000 | 1,364,000 |
| Net interest income | 1,208,000 | 2,426,000 | 3,664,000 | 4,893,000 |
| Noninterest income | 56,000 | 108,000 | 165,000 | 226,000 |
| Noninterest expense | 568,000 | 1,125,000 | 1,702,000 | 2,412,000 |
| Provision for loan losses | 24,000 | 48,000 | 148,000 | 148,000 |
| Pretax income | 672,000 | 1,361,000 | 1,979,000 | 2,559,000 |
| Income tax | 132,000 | 281,000 | 34,000 | -258,000 |
| Net income | 540,000 | 1,080,000 | 1,945,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,617,000 | 22,156,000 | 22,749,000 | 22,290,000 |
| Total capital | 21,598,000 | 23,161,000 | 23,892,000 | 23,433,000 |
| Risk-weighted assets | 114,409,000 | 119,231,000 | 122,486,000 | 122,504,000 |