Call reports 2017
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2017
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 134,580,000 | 136,899,000 | 138,022,000 | 143,619,000 |
| Total loans | 85,813,000 | 88,764,000 | 90,435,000 | 98,128,000 |
| Allowance for loan losses | 921,000 | 942,000 | 937,000 | 956,000 |
| Securities available for sale | 39,585,000 | 38,830,000 | 39,107,000 | 35,172,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,114,000 | 98,465,000 | 95,490,000 | 98,253,000 |
| Interest-bearing deposits | 83,640,000 | 83,198,000 | 81,906,000 | 83,229,000 |
| Noninterest-bearing deposits | 14,474,000 | 15,267,000 | 13,584,000 | 15,025,000 |
| Equity capital | 19,315,000 | 20,019,000 | 20,382,000 | 20,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,687,000 | 4,052,000 | 5,520,000 |
| Interest expense | 167,000 | 354,000 | 581,000 | 835,000 |
| Net interest income | 1,154,000 | 2,333,000 | 3,471,000 | 4,685,000 |
| Noninterest income | 61,000 | 115,000 | 174,000 | 237,000 |
| Noninterest expense | 534,000 | 1,069,000 | 1,649,000 | 2,258,000 |
| Provision for loan losses | 21,000 | 42,000 | 56,000 | 77,000 |
| Pretax income | 660,000 | 1,337,000 | 1,940,000 | 2,577,000 |
| Income tax | 193,000 | 410,000 | 599,000 | 768,000 |
| Net income | 467,000 | 927,000 | 1,341,000 | 1,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,198,000 | 19,658,000 | 20,072,000 | 20,076,000 |
| Total capital | 20,119,000 | 20,600,000 | 21,009,000 | 21,032,000 |
| Risk-weighted assets | 107,392,000 | 108,339,000 | 109,984,000 | 124,410,000 |