Call reports 2016
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2016
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,968,000 | 135,732,000 | 132,716,000 | 139,196,000 |
| Total loans | 82,513,000 | 90,663,000 | 90,883,000 | 88,854,000 |
| Allowance for loan losses | 823,000 | 874,000 | 891,000 | 901,000 |
| Securities available for sale | 38,387,000 | 35,979,000 | 31,753,000 | 40,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,086,000 | 97,089,000 | 94,982,000 | 101,149,000 |
| Interest-bearing deposits | 80,984,000 | 82,686,000 | 79,729,000 | 83,755,000 |
| Noninterest-bearing deposits | 16,102,000 | 14,403,000 | 15,253,000 | 17,394,000 |
| Equity capital | 18,173,000 | 18,621,000 | 18,979,000 | 18,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,476,000 | 3,781,000 | 5,065,000 |
| Interest expense | 149,000 | 315,000 | 489,000 | 664,000 |
| Net interest income | 1,020,000 | 2,161,000 | 3,292,000 | 4,401,000 |
| Noninterest income | 49,000 | 100,000 | 155,000 | 215,000 |
| Noninterest expense | 518,000 | 1,057,000 | 1,631,000 | 2,180,000 |
| Provision for loan losses | 0 | 50,000 | 67,000 | 77,000 |
| Pretax income | 551,000 | 1,154,000 | 1,749,000 | 2,359,000 |
| Income tax | 201,000 | 412,000 | 632,000 | 855,000 |
| Net income | 350,000 | 742,000 | 1,117,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,678,000 | 18,070,000 | 18,445,000 | 18,731,000 |
| Total capital | 18,501,000 | 18,944,000 | 19,336,000 | 19,632,000 |
| Risk-weighted assets | 99,511,000 | 107,278,000 | 106,693,000 | 112,890,000 |