Call reports 2015
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2015
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 127,426,000 | 123,268,000 | 120,660,000 | 127,556,000 |
| Total loans | 60,221,000 | 68,866,000 | 69,254,000 | 77,611,000 |
| Allowance for loan losses | 818,000 | 825,000 | 811,000 | 814,000 |
| Securities available for sale | 46,145,000 | 46,185,000 | 43,417,000 | 40,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,368,000 | 91,411,000 | 89,967,000 | 94,961,000 |
| Interest-bearing deposits | 80,640,000 | 77,538,000 | 76,127,000 | 79,955,000 |
| Noninterest-bearing deposits | 16,728,000 | 13,873,000 | 13,840,000 | 15,006,000 |
| Equity capital | 17,343,000 | 17,416,000 | 17,863,000 | 17,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,118,000 | 3,241,000 | 4,353,000 |
| Interest expense | 155,000 | 295,000 | 437,000 | 586,000 |
| Net interest income | 919,000 | 1,823,000 | 2,804,000 | 3,767,000 |
| Noninterest income | 54,000 | 106,000 | 161,000 | 239,000 |
| Noninterest expense | 530,000 | 1,032,000 | 1,530,000 | 2,107,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 598,000 | 1,052,000 | 1,592,000 | 2,056,000 |
| Income tax | 215,000 | 383,000 | 578,000 | 758,000 |
| Net income | 383,000 | 669,000 | 1,014,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,764,000 | 16,935,000 | 17,382,000 | 17,214,000 |
| Total capital | 17,582,000 | 17,760,000 | 18,193,000 | 18,028,000 |
| Risk-weighted assets | 85,437,000 | 86,472,000 | 95,164,000 | 102,597,000 |