Call reports 2014
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2014
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 117,473,000 | 126,268,000 | 123,240,000 | 126,331,000 |
| Total loans | 57,125,000 | 70,405,000 | 69,984,000 | 72,532,000 |
| Allowance for loan losses | 878,000 | 878,000 | 845,000 | 816,000 |
| Securities available for sale | 50,767,000 | 48,072,000 | 45,923,000 | 44,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,061,000 | 92,117,000 | 92,143,000 | 96,539,000 |
| Interest-bearing deposits | 81,067,000 | 77,636,000 | 65,778,000 | 67,220,000 |
| Noninterest-bearing deposits | 14,994,000 | 14,481,000 | 26,365,000 | 29,319,000 |
| Equity capital | 16,030,000 | 16,589,000 | 16,916,000 | 16,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,141,000 | 3,305,000 | 4,448,000 |
| Interest expense | 142,000 | 284,000 | 455,000 | 628,000 |
| Net interest income | 896,000 | 1,857,000 | 2,850,000 | 3,820,000 |
| Noninterest income | 63,000 | 131,000 | 220,000 | 290,000 |
| Noninterest expense | 479,000 | 968,000 | 1,506,000 | 2,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 480,000 | 1,029,000 | 1,573,000 | 2,029,000 |
| Income tax | 177,000 | 372,000 | 570,000 | 736,000 |
| Net income | 303,000 | 657,000 | 1,003,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,652,000 | 16,005,000 | 16,352,000 | 16,381,000 |
| Total capital | 16,530,000 | 16,883,000 | 17,197,000 | 17,197,000 |
| Risk-weighted assets | 74,343,000 | 86,794,000 | 85,177,000 | 88,742,000 |