Call reports 2013
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2013
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,561,000 | 115,334,000 | 113,281,000 | 117,207,000 |
| Total loans | 45,896,000 | 49,212,000 | 51,465,000 | 52,778,000 |
| Allowance for loan losses | 850,000 | 851,000 | 853,000 | 877,000 |
| Securities available for sale | 60,050,000 | 56,214,000 | 54,649,000 | 52,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,962,000 | 95,221,000 | 90,805,000 | 95,879,000 |
| Interest-bearing deposits | 83,055,000 | 80,762,000 | 77,535,000 | 81,384,000 |
| Noninterest-bearing deposits | 14,907,000 | 14,459,000 | 13,270,000 | 14,495,000 |
| Equity capital | 15,666,000 | 15,240,000 | 15,431,000 | 15,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,831,000 | 2,816,000 | 3,826,000 |
| Interest expense | 178,000 | 338,000 | 486,000 | 642,000 |
| Net interest income | 699,000 | 1,493,000 | 2,330,000 | 3,184,000 |
| Noninterest income | 62,000 | 141,000 | 216,000 | 305,000 |
| Noninterest expense | 489,000 | 957,000 | 1,463,000 | 1,986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 276,000 | 682,000 | 1,093,000 | 1,513,000 |
| Income tax | 94,000 | 236,000 | 395,000 | 563,000 |
| Net income | 182,000 | 446,000 | 698,000 | 950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,305,000 | 14,568,000 | 14,821,000 | 15,072,000 |
| Total capital | 15,082,000 | 15,377,000 | 15,646,000 | 15,908,000 |
| Risk-weighted assets | 63,245,000 | 67,695,000 | 68,897,000 | 69,587,000 |