Call reports 2012
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2012
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,724,000 | 112,162,000 | 110,355,000 | 118,626,000 |
| Total loans | 41,680,000 | 44,159,000 | 45,346,000 | 45,889,000 |
| Allowance for loan losses | 801,000 | 806,000 | 807,000 | 808,000 |
| Securities available for sale | 58,826,000 | 58,451,000 | 55,595,000 | 54,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,262,000 | 90,381,000 | 89,384,000 | 96,325,000 |
| Interest-bearing deposits | 77,071,000 | 77,465,000 | 77,031,000 | 80,405,000 |
| Noninterest-bearing deposits | 14,191,000 | 12,916,000 | 12,353,000 | 15,920,000 |
| Equity capital | 14,701,000 | 15,214,000 | 15,524,000 | 15,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,008,000 | 2,955,000 | 3,849,000 |
| Interest expense | 215,000 | 425,000 | 620,000 | 815,000 |
| Net interest income | 831,000 | 1,583,000 | 2,335,000 | 3,034,000 |
| Noninterest income | 61,000 | 376,000 | 438,000 | 514,000 |
| Noninterest expense | 503,000 | 945,000 | 1,468,000 | 1,955,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 385,000 | 1,010,000 | 1,301,000 | 1,589,000 |
| Income tax | 90,000 | 276,000 | 389,000 | 487,000 |
| Net income | 295,000 | 734,000 | 912,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,591,000 | 13,754,000 | 14,208,000 | 14,123,000 |
| Total capital | 14,336,000 | 14,513,000 | 14,988,000 | 14,931,000 |
| Risk-weighted assets | 60,001,000 | 61,279,000 | 63,077,000 | 65,583,000 |