Call reports 2010
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2010
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 91,465,000 | 90,406,000 | 95,244,000 | 98,505,000 |
| Total loans | 42,328,000 | 45,796,000 | 47,310,000 | 43,168,000 |
| Allowance for loan losses | 1,093,000 | 733,000 | 761,000 | 716,000 |
| Securities available for sale | 36,196,000 | 35,802,000 | 39,496,000 | 41,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,989,000 | 69,317,000 | 72,183,000 | 75,669,000 |
| Interest-bearing deposits | 60,767,000 | 59,609,000 | 62,034,000 | 63,255,000 |
| Noninterest-bearing deposits | 9,223,000 | 9,708,000 | 10,150,000 | 12,414,000 |
| Equity capital | 12,342,000 | 12,594,000 | 13,036,000 | 12,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,999,000 | 3,026,000 | 4,117,000 |
| Interest expense | 312,000 | 625,000 | 932,000 | 1,241,000 |
| Net interest income | 687,000 | 1,374,000 | 2,094,000 | 2,876,000 |
| Noninterest income | 134,000 | 232,000 | 314,000 | 893,000 |
| Noninterest expense | 474,000 | 956,000 | 1,434,000 | 2,105,000 |
| Provision for loan losses | 30,000 | 260,000 | 290,000 | 341,000 |
| Pretax income | 318,000 | 391,000 | 685,000 | 1,324,000 |
| Income tax | 36,000 | 14,000 | 74,000 | 272,000 |
| Net income | 282,000 | 377,000 | 611,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,798,000 | 11,892,000 | 12,127,000 | 12,268,000 |
| Total capital | 12,498,000 | 12,602,000 | 12,871,000 | 12,984,000 |
| Risk-weighted assets | 55,605,000 | 56,740,000 | 59,514,000 | 58,721,000 |