Call reports 2009
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2009
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,159,000 | 88,165,000 | 88,137,000 | 91,232,000 |
| Total loans | 41,711,000 | 42,805,000 | 42,858,000 | 44,523,000 |
| Allowance for loan losses | 924,000 | 1,275,000 | 1,061,000 | 1,054,000 |
| Securities available for sale | 31,042,000 | 30,027,000 | 31,524,000 | 34,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,932,000 | 67,899,000 | 68,686,000 | 69,883,000 |
| Interest-bearing deposits | 59,537,000 | 59,391,000 | 60,429,000 | 60,079,000 |
| Noninterest-bearing deposits | 8,395,000 | 8,508,000 | 8,257,000 | 9,804,000 |
| Equity capital | 12,005,000 | 11,657,000 | 11,785,000 | 11,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,040,000 | 2,045,000 | 3,012,000 | 4,048,000 |
| Interest expense | 327,000 | 676,000 | 1,031,000 | 1,403,000 |
| Net interest income | 713,000 | 1,369,000 | 1,981,000 | 2,645,000 |
| Noninterest income | 153,000 | 330,000 | 385,000 | 450,000 |
| Noninterest expense | 440,000 | 900,000 | 1,370,000 | 1,847,000 |
| Provision for loan losses | 0 | 350,000 | 650,000 | 650,000 |
| Pretax income | 426,000 | 461,000 | 358,000 | 614,000 |
| Income tax | 120,000 | 189,000 | 112,000 | 160,000 |
| Net income | 306,000 | 272,000 | 246,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,768,000 | 11,485,000 | 11,308,000 | 11,516,000 |
| Total capital | 12,375,000 | 12,141,000 | 11,790,000 | 12,224,000 |
| Risk-weighted assets | 48,255,000 | 51,136,000 | 51,059,000 | 56,272,000 |