Call reports 2008
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2008
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 82,823,000 | 82,543,000 | 81,822,000 | 85,603,000 |
| Total loans | 43,380,000 | 45,107,000 | 45,853,000 | 42,972,000 |
| Allowance for loan losses | 925,000 | 912,000 | 921,000 | 922,000 |
| Securities available for sale | 29,666,000 | 29,544,000 | 31,261,000 | 30,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,159,000 | 66,804,000 | 65,187,000 | 68,268,000 |
| Interest-bearing deposits | 57,913,000 | 47,200,000 | 55,190,000 | 58,586,000 |
| Noninterest-bearing deposits | 8,246,000 | 19,604,000 | 9,997,000 | 9,682,000 |
| Equity capital | 11,903,000 | 11,319,000 | 11,514,000 | 11,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,342,000 | 3,484,000 | 4,626,000 |
| Interest expense | 558,000 | 1,033,000 | 1,478,000 | 1,877,000 |
| Net interest income | 654,000 | 1,309,000 | 2,006,000 | 2,749,000 |
| Noninterest income | 64,000 | 134,000 | 146,000 | 222,000 |
| Noninterest expense | 399,000 | 804,000 | 1,184,000 | 1,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 319,000 | 645,000 | 974,000 | 1,382,000 |
| Income tax | 77,000 | 162,000 | 243,000 | 354,000 |
| Net income | 242,000 | 483,000 | 731,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,376,000 | 11,277,000 | 11,525,000 | 11,462,000 |
| Total capital | 12,067,000 | 11,971,000 | 12,222,000 | 12,130,000 |
| Risk-weighted assets | 55,081,000 | 55,316,000 | 55,517,000 | 53,223,000 |