Call reports 2007
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2007
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 78,891,000 | 79,057,000 | 78,796,000 | 80,984,000 |
| Total loans | 44,160,000 | 43,562,000 | 43,501,000 | 43,235,000 |
| Allowance for loan losses | 992,000 | 917,000 | 921,000 | 923,000 |
| Securities available for sale | 24,104,000 | 25,513,000 | 27,944,000 | 28,025,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,890,000 | 62,753,000 | 62,267,000 | 64,715,000 |
| Interest-bearing deposits | 55,161,000 | 55,247,000 | 54,012,000 | 56,371,000 |
| Noninterest-bearing deposits | 7,729,000 | 7,506,000 | 8,255,000 | 8,344,000 |
| Equity capital | 11,078,000 | 11,002,000 | 11,361,000 | 11,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,519,000 | 3,787,000 | 5,115,000 |
| Interest expense | 643,000 | 1,307,000 | 1,983,000 | 2,635,000 |
| Net interest income | 603,000 | 1,212,000 | 1,804,000 | 2,480,000 |
| Noninterest income | 92,000 | 158,000 | 215,000 | 291,000 |
| Noninterest expense | 474,000 | 926,000 | 1,313,000 | 1,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 444,000 | 706,000 | 1,066,000 |
| Income tax | 50,000 | 98,000 | 160,000 | 267,000 |
| Net income | 171,000 | 346,000 | 546,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,906,000 | 11,081,000 | 11,281,000 | 11,134,000 |
| Total capital | 11,558,000 | 11,727,000 | 11,933,000 | 11,810,000 |
| Risk-weighted assets | 51,792,000 | 51,422,000 | 51,894,000 | 53,800,000 |