Call reports 2006
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2006
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,326,000 | 74,518,000 | 73,129,000 | 81,561,000 |
| Total loans | 42,880,000 | 44,785,000 | 43,595,000 | 42,478,000 |
| Allowance for loan losses | 957,000 | 961,000 | 973,000 | 982,000 |
| Securities available for sale | 23,244,000 | 23,284,000 | 22,232,000 | 24,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,289,000 | 58,192,000 | 56,943,000 | 65,699,000 |
| Interest-bearing deposits | 48,292,000 | 50,786,000 | 48,627,000 | 57,133,000 |
| Noninterest-bearing deposits | 7,997,000 | 7,406,000 | 8,316,000 | 8,566,000 |
| Equity capital | 11,118,000 | 10,910,000 | 10,689,000 | 10,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,060,000 | 3,240,000 | 4,424,000 |
| Interest expense | 449,000 | 990,000 | 1,583,000 | 2,243,000 |
| Net interest income | 565,000 | 1,070,000 | 1,657,000 | 2,181,000 |
| Noninterest income | 66,000 | 206,000 | 214,000 | 387,000 |
| Noninterest expense | 466,000 | 899,000 | 1,301,000 | 1,823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 165,000 | 377,000 | 570,000 | 745,000 |
| Income tax | 46,000 | 27,000 | 125,000 | 140,000 |
| Net income | 119,000 | 350,000 | 445,000 | 605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,049,000 | 10,980,000 | 10,576,000 | 10,735,000 |
| Total capital | 11,665,000 | 11,618,000 | 11,197,000 | 11,374,000 |
| Risk-weighted assets | 48,915,000 | 50,734,000 | 49,346,000 | 50,767,000 |