Call reports 2005
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2005
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 70,146,000 | 71,088,000 | 69,083,000 | 73,936,000 |
| Total loans | 42,402,000 | 42,915,000 | 40,654,000 | 40,897,000 |
| Allowance for loan losses | 1,183,000 | 1,147,000 | 1,161,000 | 936,000 |
| Securities available for sale | 21,227,000 | 20,497,000 | 20,387,000 | 21,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,772,000 | 52,913,000 | 50,655,000 | 56,076,000 |
| Interest-bearing deposits | 45,472,000 | 45,199,000 | 34,492,000 | 39,108,000 |
| Noninterest-bearing deposits | 7,300,000 | 7,714,000 | 16,163,000 | 16,968,000 |
| Equity capital | 10,923,000 | 11,194,000 | 11,322,000 | 11,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,869,000 | 2,837,000 | 3,799,000 |
| Interest expense | 296,000 | 636,000 | 1,004,000 | 1,434,000 |
| Net interest income | 626,000 | 1,233,000 | 1,833,000 | 2,365,000 |
| Noninterest income | 76,000 | 141,000 | 218,000 | 297,000 |
| Noninterest expense | 481,000 | 889,000 | 1,354,000 | 1,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 221,000 | 485,000 | 697,000 | 828,000 |
| Income tax | 73,000 | 139,000 | 204,000 | 228,000 |
| Net income | 148,000 | 346,000 | 493,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,737,000 | 10,935,000 | 11,082,000 | 10,939,000 |
| Total capital | 11,348,000 | 11,544,000 | 11,660,000 | 11,548,000 |
| Risk-weighted assets | 48,341,000 | 48,161,000 | 45,660,000 | 48,360,000 |