Call reports 2003
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2003
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,915,000 | 76,821,000 | 75,318,000 | 76,686,000 |
| Total loans | 46,125,000 | 47,538,000 | 47,136,000 | 45,059,000 |
| Allowance for loan losses | 1,167,000 | 1,656,000 | 1,786,000 | 1,959,000 |
| Securities available for sale | 21,267,000 | 20,674,000 | 23,415,000 | 22,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,183,000 | 57,779,000 | 56,576,000 | 58,275,000 |
| Interest-bearing deposits | 52,909,000 | 51,372,000 | 49,557,000 | 50,542,000 |
| Noninterest-bearing deposits | 6,274,000 | 6,407,000 | 7,019,000 | 7,733,000 |
| Equity capital | 10,674,000 | 10,828,000 | 10,793,000 | 10,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,250,000 | 3,326,000 | 4,267,000 |
| Interest expense | 351,000 | 690,000 | 1,057,000 | 1,403,000 |
| Net interest income | 793,000 | 1,560,000 | 2,269,000 | 2,864,000 |
| Noninterest income | 155,000 | 314,000 | 394,000 | 498,000 |
| Noninterest expense | 369,000 | 755,000 | 1,168,000 | 1,680,000 |
| Provision for loan losses | 0 | 500,000 | 625,000 | 1,030,000 |
| Pretax income | 579,000 | 619,000 | 870,000 | 652,000 |
| Income tax | 127,000 | 158,000 | 188,000 | 118,000 |
| Net income | 452,000 | 461,000 | 682,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,164,000 | 10,174,000 | 10,394,000 | 9,946,000 |
| Total capital | 10,812,000 | 10,815,000 | 11,033,000 | 10,566,000 |
| Risk-weighted assets | 51,360,000 | 50,329,000 | 49,945,000 | 48,225,000 |