Call reports 2002
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2002
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,638,000 | 77,021,000 | 77,908,000 | 78,399,000 |
| Total loans | 47,720,000 | 47,708,000 | 47,951,000 | 45,699,000 |
| Allowance for loan losses | 845,000 | 862,000 | 913,000 | 1,166,000 |
| Securities available for sale | 23,327,000 | 24,215,000 | 24,182,000 | 22,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,122,000 | 58,406,000 | 57,933,000 | 59,448,000 |
| Interest-bearing deposits | 52,875,000 | 52,512,000 | 52,316,000 | 52,717,000 |
| Noninterest-bearing deposits | 6,247,000 | 5,894,000 | 5,617,000 | 6,731,000 |
| Equity capital | 9,301,000 | 10,107,000 | 10,981,000 | 10,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,654,000 | 3,973,000 | 5,176,000 |
| Interest expense | 507,000 | 1,021,000 | 1,529,000 | 1,996,000 |
| Net interest income | 826,000 | 1,633,000 | 2,444,000 | 3,180,000 |
| Noninterest income | 60,000 | 544,000 | 1,108,000 | 1,281,000 |
| Noninterest expense | 560,000 | 1,039,000 | 1,437,000 | 1,937,000 |
| Provision for loan losses | 75,000 | 125,000 | 225,000 | 475,000 |
| Pretax income | 227,000 | 989,000 | 1,870,000 | 2,029,000 |
| Income tax | 100,000 | 323,000 | 465,000 | 633,000 |
| Net income | 127,000 | 666,000 | 1,405,000 | 1,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,094,000 | 9,573,000 | 10,313,000 | 9,704,000 |
| Total capital | 9,720,000 | 10,231,000 | 10,972,000 | 10,345,000 |
| Risk-weighted assets | 50,067,000 | 52,408,000 | 52,431,000 | 50,737,000 |