Call reports 2001
FARMERS STATE BANK OF OAKLEY, KANSAS, THE — 2001
What FARMERS STATE BANK OF OAKLEY, KANSAS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,977,000 | 74,187,000 | 77,458,000 | 79,641,000 |
| Total loans | 45,935,000 | 46,617,000 | 49,379,000 | 49,498,000 |
| Allowance for loan losses | 712,000 | 716,000 | 677,000 | 774,000 |
| Securities available for sale | 22,657,000 | 23,775,000 | 23,161,000 | 23,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,282,000 | 55,386,000 | 54,985,000 | 59,447,000 |
| Interest-bearing deposits | 47,651,000 | 49,144,000 | 48,685,000 | 52,714,000 |
| Noninterest-bearing deposits | 5,631,000 | 6,242,000 | 6,300,000 | 6,733,000 |
| Equity capital | 9,072,000 | 9,413,000 | 10,028,000 | 9,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,867,000 | 4,336,000 | 5,799,000 |
| Interest expense | 720,000 | 1,457,000 | 2,149,000 | 2,802,000 |
| Net interest income | 678,000 | 1,410,000 | 2,187,000 | 2,997,000 |
| Noninterest income | 209,000 | 276,000 | 590,000 | 1,023,000 |
| Noninterest expense | 355,000 | 743,000 | 1,139,000 | 1,964,000 |
| Provision for loan losses | 50,000 | 50,000 | 75,000 | 175,000 |
| Pretax income | 482,000 | 893,000 | 1,563,000 | 1,881,000 |
| Income tax | 49,000 | 72,000 | 314,000 | 566,000 |
| Net income | 540,000 | 928,000 | 1,356,000 | 1,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,684,000 | 9,072,000 | 9,500,000 | 8,967,000 |
| Total capital | 9,294,000 | 9,724,000 | 10,169,000 | 9,623,000 |
| Risk-weighted assets | 48,700,000 | 52,103,000 | 53,567,000 | 52,406,000 |