Call reports 2006
LIBERTY BANK OF NEW YORK — 2006
What LIBERTY BANK OF NEW YORK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 |
|---|---|
| Total assets | 55,942,000 |
| Total loans | 27,479,000 |
| Allowance for loan losses | 631,000 |
| Securities available for sale | 15,458,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 46,629,000 |
| Interest-bearing deposits | 28,266,000 |
| Noninterest-bearing deposits | 18,363,000 |
| Equity capital | 8,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 |
|---|---|
| Interest income | 895,000 |
| Interest expense | 210,000 |
| Net interest income | 685,000 |
| Noninterest income | 270,000 |
| Noninterest expense | 843,000 |
| Provision for loan losses | 0 |
| Pretax income | 112,000 |
| Income tax | 62,000 |
| Net income | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 |
|---|---|
| Tier 1 capital | 9,216,000 |
| Total capital | 9,669,000 |
| Risk-weighted assets | 36,016,000 |