Call reports 2026
CITIZENS TRI-COUNTY BANK — 2026
What CITIZENS TRI-COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,653,503,000 | 1,640,668,000 |
| Total loans | 1,066,026,000 | 1,074,843,000 |
| Allowance for loan losses | 17,626,000 | 17,342,000 |
| Securities available for sale | 182,560,000 | 193,755,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,498,829,000 | 1,477,506,000 |
| Interest-bearing deposits | 1,222,223,000 | 1,199,523,000 |
| Noninterest-bearing deposits | 276,606,000 | 277,983,000 |
| Equity capital | 140,704,000 | 148,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 22,562,000 | 46,275,000 |
| Interest expense | 8,550,000 | 17,342,000 |
| Net interest income | 14,012,000 | 28,933,000 |
| Noninterest income | 2,242,000 | 4,327,000 |
| Noninterest expense | 8,833,000 | 18,113,000 |
| Provision for loan losses | 43,000 | 46,000 |
| Pretax income | 7,378,000 | 15,100,000 |
| Income tax | 1,000 | 15,000 |
| Net income | 7,377,000 | 15,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 147,813,000 | 155,546,000 |