Call reports 2021
CITIZENS TRI-COUNTY BANK — 2021
What CITIZENS TRI-COUNTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,129,565,000 | 1,146,418,000 | 1,165,587,000 | 1,195,244,000 |
| Total loans | 633,137,000 | 632,088,000 | 656,992,000 | 691,367,000 |
| Allowance for loan losses | 9,978,000 | 9,971,000 | 10,199,000 | 10,647,000 |
| Securities available for sale | 232,319,000 | 278,391,000 | 296,611,000 | 297,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,014,172,000 | 1,023,787,000 | 1,039,938,000 | 1,074,057,000 |
| Interest-bearing deposits | 771,013,000 | 771,152,000 | 777,983,000 | 792,918,000 |
| Noninterest-bearing deposits | 243,159,000 | 252,635,000 | 261,955,000 | 281,139,000 |
| Equity capital | 108,508,000 | 114,541,000 | 117,129,000 | 113,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,027,000 | 22,942,000 | 33,083,000 | 43,688,000 |
| Interest expense | 1,180,000 | 2,326,000 | 3,423,000 | 4,481,000 |
| Net interest income | 9,847,000 | 20,616,000 | 29,660,000 | 39,207,000 |
| Noninterest income | 2,092,000 | 4,238,000 | 6,383,000 | 10,000,000 |
| Noninterest expense | 6,186,000 | 13,633,000 | 19,889,000 | 26,713,000 |
| Provision for loan losses | 713,000 | 707,000 | 848,000 | 1,043,000 |
| Pretax income | 5,048,000 | 10,522,000 | 15,315,000 | 21,460,000 |
| Income tax | 4,000 | 3,000 | 1,000 | 250,000 |
| Net income | 5,044,000 | 10,519,000 | 15,314,000 | 21,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,841,000 | 104,358,000 | 106,694,000 | 106,131,000 |