Call reports 2001
CITIZENS TRI-COUNTY BANK — 2001
What CITIZENS TRI-COUNTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 207,154,000 | 209,918,000 | 216,915,000 | 224,398,000 |
| Total loans | 154,229,000 | 155,475,000 | 158,183,000 | 161,575,000 |
| Allowance for loan losses | 1,883,000 | 1,988,000 | 2,196,000 | 2,256,000 |
| Securities available for sale | 25,084,000 | 25,484,000 | 24,622,000 | 31,937,000 |
| Securities held to maturity | 1,252,000 | 1,096,000 | 1,083,000 | 1,074,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,693,000 | 191,037,000 | 197,175,000 | 204,811,000 |
| Interest-bearing deposits | 163,846,000 | 169,062,000 | 175,074,000 | 183,086,000 |
| Noninterest-bearing deposits | 23,847,000 | 21,975,000 | 22,101,000 | 21,725,000 |
| Equity capital | 15,437,000 | 16,085,000 | 16,894,000 | 17,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,633,000 | 9,295,000 | 14,008,000 | 18,663,000 |
| Interest expense | 2,305,000 | 4,508,000 | 6,659,000 | 8,646,000 |
| Net interest income | 2,328,000 | 4,787,000 | 7,349,000 | 10,017,000 |
| Noninterest income | 824,000 | 1,743,000 | 2,621,000 | 3,518,000 |
| Noninterest expense | 1,663,000 | 3,466,000 | 5,199,000 | 7,602,000 |
| Provision for loan losses | 191,000 | 417,000 | 678,000 | 885,000 |
| Pretax income | 1,298,000 | 2,647,000 | 4,093,000 | 5,048,000 |
| Income tax | 432,000 | 894,000 | 1,391,000 | 1,764,000 |
| Net income | 866,000 | 1,753,000 | 2,702,000 | 3,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,810,000 | 15,504,000 | 16,261,000 | 16,650,000 |
| Total capital | 16,634,000 | 17,356,000 | 18,152,000 | 18,606,000 |
| Risk-weighted assets | 145,917,000 | 147,987,000 | 151,172,000 | 156,210,000 |