Call reports 2010
FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE — 2010
What FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 77,942,000 | 75,129,000 | 76,130,000 | 81,013,000 |
| Total loans | 31,730,000 | 31,638,000 | 32,128,000 | 33,643,000 |
| Allowance for loan losses | 736,000 | 768,000 | 815,000 | 802,000 |
| Securities available for sale | 35,916,000 | 35,847,000 | 38,468,000 | 38,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,018,000 | 64,692,000 | 65,033,000 | 71,354,000 |
| Interest-bearing deposits | 51,315,000 | 49,326,000 | 49,409,000 | 55,209,000 |
| Noninterest-bearing deposits | 14,703,000 | 15,366,000 | 15,624,000 | 16,145,000 |
| Equity capital | 9,445,000 | 9,957,000 | 10,585,000 | 9,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 981,000 | 1,933,000 | 2,843,000 | 3,816,000 |
| Interest expense | 180,000 | 351,000 | 506,000 | 653,000 |
| Net interest income | 801,000 | 1,582,000 | 2,337,000 | 3,163,000 |
| Noninterest income | 196,000 | 402,000 | 607,000 | 775,000 |
| Noninterest expense | 532,000 | 1,029,000 | 1,600,000 | 2,198,000 |
| Provision for loan losses | 15,000 | 50,000 | 95,000 | 100,000 |
| Pretax income | 450,000 | 905,000 | 1,249,000 | 1,640,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 905,000 | 1,249,000 | 1,640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,839,000 | 9,079,000 | 9,182,000 | 8,818,000 |
| Total capital | 9,087,000 | 9,623,000 | 9,719,000 | 9,381,000 |
| Risk-weighted assets | 43,586,000 | 43,262,000 | 42,623,000 | 44,795,000 |