Call reports 2007
FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE — 2007
What FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,241,000 | 69,794,000 | 70,425,000 | 73,946,000 |
| Total loans | 24,251,000 | 25,025,000 | 25,712,000 | 28,652,000 |
| Allowance for loan losses | 608,000 | 614,000 | 616,000 | 605,000 |
| Securities available for sale | 40,380,000 | 38,804,000 | 37,096,000 | 36,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,006,000 | 59,638,000 | 59,614,000 | 63,340,000 |
| Interest-bearing deposits | 48,126,000 | 45,823,000 | 45,347,000 | 49,172,000 |
| Noninterest-bearing deposits | 13,880,000 | 13,815,000 | 14,267,000 | 14,168,000 |
| Equity capital | 6,732,000 | 6,642,000 | 7,295,000 | 7,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,983,000 | 2,999,000 | 4,064,000 |
| Interest expense | 400,000 | 795,000 | 1,179,000 | 1,569,000 |
| Net interest income | 566,000 | 1,188,000 | 1,820,000 | 2,495,000 |
| Noninterest income | 175,000 | 353,000 | 507,000 | 681,000 |
| Noninterest expense | 470,000 | 872,000 | 1,308,000 | 1,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 669,000 | 1,019,000 | 1,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 669,000 | 1,019,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,119,000 | 7,455,000 | 7,639,000 | 7,257,000 |
| Total capital | 7,506,000 | 7,894,000 | 8,079,000 | 7,694,000 |
| Risk-weighted assets | 35,319,000 | 34,983,000 | 35,056,000 | 37,966,000 |