Call reports 2005
FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE — 2005
What FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 60,760,000 | 61,551,000 | 62,768,000 | 66,347,000 |
| Total loans | 26,437,000 | 24,517,000 | 23,305,000 | 24,382,000 |
| Allowance for loan losses | 493,000 | 550,000 | 552,000 | 544,000 |
| Securities available for sale | 27,128,000 | 30,211,000 | 34,274,000 | 35,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,173,000 | 51,604,000 | 53,346,000 | 57,216,000 |
| Interest-bearing deposits | 41,604,000 | 40,783,000 | 41,526,000 | 45,114,000 |
| Noninterest-bearing deposits | 10,569,000 | 10,821,000 | 11,820,000 | 12,102,000 |
| Equity capital | 6,285,000 | 6,993,000 | 6,907,000 | 6,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,659,000 | 2,505,000 | 3,376,000 |
| Interest expense | 170,000 | 357,000 | 581,000 | 816,000 |
| Net interest income | 636,000 | 1,302,000 | 1,924,000 | 2,560,000 |
| Noninterest income | 189,000 | 366,000 | 544,000 | 689,000 |
| Noninterest expense | 467,000 | 869,000 | 1,285,000 | 1,785,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 358,000 | 799,000 | 1,183,000 | 1,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 799,000 | 1,183,000 | 1,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,744,000 | 7,014,000 | 7,198,000 | 7,254,000 |
| Total capital | 7,152,000 | 7,417,000 | 7,589,000 | 7,664,000 |
| Risk-weighted assets | 32,515,000 | 32,060,000 | 31,608,000 | 32,696,000 |