Call reports 2004
FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE — 2004
What FARMERS AND MERCHANTS NATIONAL BANK OF FAIRVIEW, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 57,897,000 | 58,565,000 | 59,159,000 | 61,443,000 |
| Total loans | 24,506,000 | 24,239,000 | 24,529,000 | 28,194,000 |
| Allowance for loan losses | 468,000 | 471,000 | 481,000 | 465,000 |
| Securities available for sale | 25,906,000 | 26,370,000 | 27,241,000 | 25,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,457,000 | 49,985,000 | 49,892,000 | 52,122,000 |
| Interest-bearing deposits | 40,226,000 | 41,899,000 | 40,219,000 | 42,585,000 |
| Noninterest-bearing deposits | 9,231,000 | 8,086,000 | 9,673,000 | 9,537,000 |
| Equity capital | 6,963,000 | 6,344,000 | 7,019,000 | 7,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,482,000 | 2,230,000 | 3,049,000 |
| Interest expense | 145,000 | 287,000 | 431,000 | 579,000 |
| Net interest income | 600,000 | 1,195,000 | 1,799,000 | 2,470,000 |
| Noninterest income | 162,000 | 315,000 | 475,000 | 682,000 |
| Noninterest expense | 377,000 | 742,000 | 1,124,000 | 1,678,000 |
| Provision for loan losses | 10,000 | 15,000 | 20,000 | 55,000 |
| Pretax income | 375,000 | 753,000 | 1,130,000 | 1,412,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 753,000 | 1,130,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,588,000 | 6,783,000 | 6,965,000 | 7,053,000 |
| Total capital | 6,954,000 | 7,150,000 | 7,353,000 | 7,481,000 |
| Risk-weighted assets | 29,165,000 | 29,263,000 | 30,900,000 | 34,177,000 |