Call reports 2026
FIRST WESTROADS BANK, INC. — 2026
What FIRST WESTROADS BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 383,986,000 | 394,899,000 |
| Total loans | 261,056,000 | 281,398,000 |
| Allowance for loan losses | 5,280,000 | 5,406,000 |
| Securities available for sale | 108,843,000 | 101,081,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 326,580,000 | 344,044,000 |
| Interest-bearing deposits | 217,172,000 | 233,986,000 |
| Noninterest-bearing deposits | 109,408,000 | 110,058,000 |
| Equity capital | 43,183,000 | 44,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,199,000 | 10,732,000 |
| Interest expense | 1,432,000 | 3,029,000 |
| Net interest income | 3,767,000 | 7,703,000 |
| Noninterest income | 234,000 | 519,000 |
| Noninterest expense | 2,260,000 | 4,540,000 |
| Provision for loan losses | 0 | 150,000 |
| Pretax income | 1,741,000 | 3,532,000 |
| Income tax | 378,000 | 755,000 |
| Net income | 1,363,000 | 2,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,713,000 | 45,235,000 |