Call reports 2022
FIRST WESTROADS BANK, INC. — 2022
What FIRST WESTROADS BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 372,114,000 | 354,965,000 | 352,116,000 | 341,078,000 |
| Total loans | 216,995,000 | 213,164,000 | 210,874,000 | 224,399,000 |
| Allowance for loan losses | 5,065,000 | 5,069,000 | 5,070,000 | 5,071,000 |
| Securities available for sale | 69,287,000 | 91,567,000 | 108,700,000 | 108,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,118,000 | 306,867,000 | 304,644,000 | 292,163,000 |
| Interest-bearing deposits | 188,055,000 | 173,375,000 | 172,783,000 | 163,036,000 |
| Noninterest-bearing deposits | 136,063,000 | 133,492,000 | 131,861,000 | 129,127,000 |
| Equity capital | 39,249,000 | 39,724,000 | 38,556,000 | 39,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,738,000 | 5,493,000 | 8,795,000 | 12,377,000 |
| Interest expense | 150,000 | 329,000 | 626,000 | 1,237,000 |
| Net interest income | 2,588,000 | 5,164,000 | 8,169,000 | 11,140,000 |
| Noninterest income | 515,000 | 841,000 | 1,044,000 | 1,411,000 |
| Noninterest expense | 1,810,000 | 3,601,000 | 5,379,000 | 7,177,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,293,000 | 2,404,000 | 3,834,000 | 5,374,000 |
| Income tax | 259,000 | 482,000 | 791,000 | 1,103,000 |
| Net income | 1,034,000 | 1,922,000 | 3,043,000 | 4,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,857,000 | 40,345,000 | 41,066,000 | 41,894,000 |
| Total capital | 42,667,000 | 43,107,000 | 43,787,000 | 44,793,000 |
| Risk-weighted assets | 222,577,000 | 218,626,000 | 215,324,000 | 229,734,000 |