Call reports 2017
FIRST WESTROADS BANK, INC. — 2017
What FIRST WESTROADS BANK, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 255,082,000 | 252,512,000 | 250,561,000 | 264,203,000 |
| Total loans | 201,447,000 | 201,551,000 | 199,044,000 | 206,800,000 |
| Allowance for loan losses | 3,987,000 | 4,065,000 | 4,137,000 | 4,137,000 |
| Securities available for sale | 44,919,000 | 43,067,000 | 42,531,000 | 41,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,462,000 | 207,490,000 | 208,351,000 | 222,049,000 |
| Interest-bearing deposits | 133,612,000 | 129,209,000 | 130,783,000 | 124,868,000 |
| Noninterest-bearing deposits | 79,850,000 | 78,281,000 | 77,568,000 | 97,181,000 |
| Equity capital | 31,273,000 | 31,580,000 | 32,024,000 | 32,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,628,000 | 5,098,000 | 7,778,000 | 10,432,000 |
| Interest expense | 169,000 | 342,000 | 508,000 | 676,000 |
| Net interest income | 2,459,000 | 4,756,000 | 7,270,000 | 9,756,000 |
| Noninterest income | 327,000 | 851,000 | 1,201,000 | 1,536,000 |
| Noninterest expense | 1,672,000 | 3,236,000 | 4,902,000 | 6,404,000 |
| Provision for loan losses | 61,000 | 139,000 | 191,000 | 191,000 |
| Pretax income | 1,056,000 | 2,235,000 | 3,380,000 | 4,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,056,000 | 2,235,000 | 3,380,000 | 4,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,268,000 | 31,326,000 | 31,813,000 | 32,642,000 |
| Total capital | 33,947,000 | 34,025,000 | 34,423,000 | 35,370,000 |
| Risk-weighted assets | 212,979,000 | 214,572,000 | 207,240,000 | 216,812,000 |