Call reports 2012
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2012
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 258,043,000 | 249,869,000 | 248,044,000 | 243,533,000 |
| Total loans | 132,271,000 | 132,613,000 | 131,880,000 | 131,201,000 |
| Allowance for loan losses | 2,500,000 | 3,155,000 | 3,219,000 | 3,317,000 |
| Securities available for sale | 12,994,000 | 13,997,000 | 13,512,000 | 6,493,000 |
| Securities held to maturity | 45,345,000 | 46,053,000 | 43,479,000 | 44,972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,399,000 | 201,743,000 | 200,233,000 | 196,111,000 |
| Interest-bearing deposits | 174,700,000 | 168,453,000 | 167,968,000 | 163,877,000 |
| Noninterest-bearing deposits | 34,699,000 | 33,290,000 | 32,265,000 | 32,234,000 |
| Equity capital | 37,507,000 | 37,514,000 | 37,515,000 | 37,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,067,000 | 6,058,000 | 8,017,000 |
| Interest expense | 331,000 | 616,000 | 875,000 | 1,116,000 |
| Net interest income | 1,720,000 | 3,451,000 | 5,183,000 | 6,901,000 |
| Noninterest income | 703,000 | 1,402,000 | 1,774,000 | 2,167,000 |
| Noninterest expense | 2,046,000 | 4,100,000 | 6,139,000 | 8,154,000 |
| Provision for loan losses | 458,000 | 910,000 | 1,069,000 | 1,219,000 |
| Pretax income | -81,000 | -157,000 | -251,000 | -305,000 |
| Income tax | -83,000 | -164,000 | -250,000 | -322,000 |
| Net income | 2,000 | 7,000 | -1,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,307,000 | 33,337,000 | 33,353,000 | 33,396,000 |
| Total capital | 35,366,000 | 35,411,000 | 35,408,000 | 35,407,000 |
| Risk-weighted assets | 164,117,000 | 164,637,000 | 163,095,000 | 159,418,000 |