Call reports 2010
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2010
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 268,801,000 | 268,193,000 | 272,342,000 | 269,697,000 |
| Total loans | 170,491,000 | 162,534,000 | 155,569,000 | 150,427,000 |
| Allowance for loan losses | 2,871,000 | 2,641,000 | 2,612,000 | 2,554,000 |
| Securities available for sale | 18,988,000 | 10,119,000 | 12,093,000 | 13,020,000 |
| Securities held to maturity | 29,516,000 | 44,561,000 | 42,425,000 | 44,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,207,000 | 212,500,000 | 216,420,000 | 213,820,000 |
| Interest-bearing deposits | 194,543,000 | 190,061,000 | 192,320,000 | 189,264,000 |
| Noninterest-bearing deposits | 24,663,000 | 22,439,000 | 24,100,000 | 24,556,000 |
| Equity capital | 31,351,000 | 37,410,000 | 37,426,000 | 37,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,824,000 | 5,487,000 | 8,164,000 | 10,691,000 |
| Interest expense | 854,000 | 1,631,000 | 2,351,000 | 3,024,000 |
| Net interest income | 1,970,000 | 3,856,000 | 5,813,000 | 7,667,000 |
| Noninterest income | 619,000 | 1,282,000 | 1,898,000 | 2,578,000 |
| Noninterest expense | 2,117,000 | 4,270,000 | 6,446,000 | 8,536,000 |
| Provision for loan losses | 435,000 | 868,000 | 1,303,000 | 1,741,000 |
| Pretax income | 37,000 | 0 | -38,000 | -32,000 |
| Income tax | -28,000 | -44,000 | -114,000 | -155,000 |
| Net income | 65,000 | 44,000 | 76,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,899,000 | 32,963,000 | 33,019,000 | 33,091,000 |
| Total capital | 29,314,000 | 35,300,000 | 35,331,000 | 35,348,000 |
| Risk-weighted assets | 192,599,000 | 186,540,000 | 184,519,000 | 180,128,000 |