Call reports 2009
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2009
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 298,581,000 | 285,686,000 | 279,537,000 | 272,463,000 |
| Total loans | 196,170,000 | 189,308,000 | 183,185,000 | 176,131,000 |
| Allowance for loan losses | 2,542,000 | 2,613,000 | 2,957,000 | 2,922,000 |
| Securities available for sale | 46,306,000 | 32,746,000 | 18,242,000 | 13,140,000 |
| Securities held to maturity | 17,076,000 | 24,430,000 | 29,069,000 | 32,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,086,000 | 231,752,000 | 225,801,000 | 219,009,000 |
| Interest-bearing deposits | 219,327,000 | 206,512,000 | 201,184,000 | 196,058,000 |
| Noninterest-bearing deposits | 24,759,000 | 25,240,000 | 24,617,000 | 22,951,000 |
| Equity capital | 31,278,000 | 31,044,000 | 31,281,000 | 31,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 6,468,000 | 9,649,000 | 12,651,000 |
| Interest expense | 1,567,000 | 2,842,000 | 4,000,000 | 5,041,000 |
| Net interest income | 1,770,000 | 3,626,000 | 5,649,000 | 7,610,000 |
| Noninterest income | 591,000 | 1,206,000 | 1,959,000 | 2,642,000 |
| Noninterest expense | 2,052,000 | 4,393,000 | 6,540,000 | 8,677,000 |
| Provision for loan losses | 653,000 | 1,166,000 | 1,475,000 | 1,782,000 |
| Pretax income | -344,000 | -727,000 | -407,000 | -207,000 |
| Income tax | -179,000 | -366,000 | -287,000 | -254,000 |
| Net income | -165,000 | -361,000 | -120,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,528,000 | 26,356,000 | 26,621,000 | 26,810,000 |
| Total capital | 29,188,000 | 28,920,000 | 29,124,000 | 29,274,000 |
| Risk-weighted assets | 213,561,000 | 204,946,000 | 199,633,000 | 196,518,000 |