Call reports 2008
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2008
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 306,076,000 | 299,258,000 | 282,688,000 | 286,775,000 |
| Total loans | 211,815,000 | 215,328,000 | 203,680,000 | 202,381,000 |
| Allowance for loan losses | 2,729,000 | 3,182,000 | 2,794,000 | 3,619,000 |
| Securities available for sale | 31,886,000 | 36,006,000 | 34,483,000 | 38,105,000 |
| Securities held to maturity | 10,386,000 | 10,818,000 | 9,078,000 | 8,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,080,000 | 254,271,000 | 235,611,000 | 237,505,000 |
| Interest-bearing deposits | 235,190,000 | 227,918,000 | 212,730,000 | 214,108,000 |
| Noninterest-bearing deposits | 24,890,000 | 26,353,000 | 22,881,000 | 23,397,000 |
| Equity capital | 27,491,000 | 26,649,000 | 26,671,000 | 26,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,399,000 | 8,407,000 | 12,331,000 | 15,925,000 |
| Interest expense | 2,386,000 | 4,583,000 | 6,491,000 | 8,237,000 |
| Net interest income | 2,013,000 | 3,824,000 | 5,840,000 | 7,688,000 |
| Noninterest income | 589,000 | 1,205,000 | 1,792,000 | 2,325,000 |
| Noninterest expense | 2,019,000 | 4,155,000 | 6,078,000 | 8,112,000 |
| Provision for loan losses | 141,000 | 994,000 | 1,704,000 | 2,999,000 |
| Pretax income | 442,000 | -120,000 | -150,000 | -1,098,000 |
| Income tax | 121,000 | -143,000 | -206,000 | -617,000 |
| Net income | 321,000 | 23,000 | 56,000 | -481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,302,000 | 21,005,000 | 21,037,000 | 21,670,000 |
| Total capital | 24,131,000 | 23,880,000 | 23,756,000 | 24,358,000 |
| Risk-weighted assets | 226,238,000 | 229,529,000 | 216,998,000 | 213,985,000 |