Call reports 2007
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2007
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 285,890,000 | 282,923,000 | 280,524,000 | 287,095,000 |
| Total loans | 214,221,000 | 211,782,000 | 210,136,000 | 214,472,000 |
| Allowance for loan losses | 2,443,000 | 2,505,000 | 2,811,000 | 2,915,000 |
| Securities available for sale | 27,305,000 | 28,648,000 | 28,981,000 | 29,266,000 |
| Securities held to maturity | 13,935,000 | 12,389,000 | 12,388,000 | 12,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,214,000 | 244,459,000 | 242,330,000 | 243,011,000 |
| Interest-bearing deposits | 219,758,000 | 216,599,000 | 216,460,000 | 217,677,000 |
| Noninterest-bearing deposits | 27,456,000 | 27,860,000 | 25,870,000 | 25,334,000 |
| Equity capital | 26,046,000 | 26,188,000 | 26,470,000 | 26,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,551,000 | 9,221,000 | 13,919,000 | 18,572,000 |
| Interest expense | 2,341,000 | 4,747,000 | 7,163,000 | 9,596,000 |
| Net interest income | 2,210,000 | 4,474,000 | 6,756,000 | 8,976,000 |
| Noninterest income | 595,000 | 1,240,000 | 1,879,000 | 2,489,000 |
| Noninterest expense | 2,041,000 | 4,073,000 | 6,107,000 | 8,059,000 |
| Provision for loan losses | 60,000 | 122,000 | 529,000 | 1,036,000 |
| Pretax income | 704,000 | 1,519,000 | 1,999,000 | 2,370,000 |
| Income tax | 142,000 | 407,000 | 539,000 | 636,000 |
| Net income | 562,000 | 1,112,000 | 1,460,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,416,000 | 20,660,000 | 20,733,000 | 21,007,000 |
| Total capital | 23,001,000 | 23,307,000 | 23,444,000 | 23,802,000 |
| Risk-weighted assets | 218,972,000 | 217,194,000 | 216,638,000 | 223,334,000 |