Call reports 2006
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2006
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 270,128,000 | 276,620,000 | 281,643,000 | 278,742,000 |
| Total loans | 197,917,000 | 201,699,000 | 212,249,000 | 210,579,000 |
| Allowance for loan losses | 2,626,000 | 2,486,000 | 2,525,000 | 2,425,000 |
| Securities available for sale | 30,419,000 | 28,330,000 | 26,136,000 | 26,227,000 |
| Securities held to maturity | 12,938,000 | 14,937,000 | 14,936,000 | 14,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,202,000 | 239,624,000 | 238,880,000 | 237,701,000 |
| Interest-bearing deposits | 207,325,000 | 211,378,000 | 213,783,000 | 213,447,000 |
| Noninterest-bearing deposits | 27,877,000 | 28,246,000 | 25,097,000 | 24,255,000 |
| Equity capital | 24,624,000 | 24,878,000 | 25,429,000 | 25,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,833,000 | 7,961,000 | 12,384,000 | 16,981,000 |
| Interest expense | 1,633,000 | 3,520,000 | 5,652,000 | 8,035,000 |
| Net interest income | 2,200,000 | 4,441,000 | 6,732,000 | 8,946,000 |
| Noninterest income | 608,000 | 1,255,000 | 1,858,000 | 2,414,000 |
| Noninterest expense | 1,835,000 | 3,712,000 | 5,611,000 | 7,527,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 120,000 |
| Pretax income | 928,000 | 1,924,000 | 2,919,000 | 3,713,000 |
| Income tax | 312,000 | 647,000 | 972,000 | 1,230,000 |
| Net income | 616,000 | 1,277,000 | 1,947,000 | 2,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,243,000 | 19,553,000 | 19,913,000 | 20,133,000 |
| Total capital | 21,759,000 | 22,128,000 | 22,581,000 | 22,700,000 |
| Risk-weighted assets | 200,998,000 | 205,909,000 | 215,141,000 | 213,477,000 |