Call reports 2005
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2005
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 246,514,000 | 255,371,000 | 261,033,000 | 265,358,000 |
| Total loans | 176,272,000 | 187,250,000 | 190,798,000 | 196,091,000 |
| Allowance for loan losses | 2,889,000 | 2,941,000 | 2,970,000 | 2,694,000 |
| Securities available for sale | 33,670,000 | 32,942,000 | 31,539,000 | 30,416,000 |
| Securities held to maturity | 10,460,000 | 12,939,000 | 12,938,000 | 12,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,122,000 | 218,260,000 | 225,611,000 | 230,532,000 |
| Interest-bearing deposits | 189,422,000 | 190,924,000 | 198,196,000 | 203,325,000 |
| Noninterest-bearing deposits | 25,700,000 | 27,337,000 | 27,416,000 | 27,207,000 |
| Equity capital | 23,303,000 | 23,840,000 | 24,147,000 | 24,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,082,000 | 6,385,000 | 9,921,000 | 13,661,000 |
| Interest expense | 925,000 | 1,973,000 | 3,298,000 | 4,834,000 |
| Net interest income | 2,157,000 | 4,412,000 | 6,623,000 | 8,827,000 |
| Noninterest income | 562,000 | 1,201,000 | 1,825,000 | 2,428,000 |
| Noninterest expense | 1,779,000 | 3,552,000 | 5,294,000 | 7,143,000 |
| Provision for loan losses | 160,000 | 319,000 | 394,000 | 394,000 |
| Pretax income | 780,000 | 1,742,000 | 2,760,000 | 3,718,000 |
| Income tax | 265,000 | 594,000 | 944,000 | 1,266,000 |
| Net income | 515,000 | 1,148,000 | 1,816,000 | 2,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,925,000 | 18,286,000 | 18,690,000 | 18,917,000 |
| Total capital | 20,116,000 | 20,626,000 | 21,091,000 | 21,393,000 |
| Risk-weighted assets | 174,555,000 | 186,574,000 | 191,499,000 | 197,869,000 |