Call reports 2004
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2004
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 235,053,000 | 240,354,000 | 235,986,000 | 243,400,000 |
| Total loans | 167,730,000 | 169,321,000 | 171,310,000 | 173,852,000 |
| Allowance for loan losses | 2,669,000 | 2,733,000 | 2,770,000 | 2,739,000 |
| Securities available for sale | 28,393,000 | 31,282,000 | 32,726,000 | 34,068,000 |
| Securities held to maturity | 13,721,000 | 10,959,000 | 9,961,000 | 8,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,842,000 | 210,396,000 | 203,982,000 | 211,019,000 |
| Interest-bearing deposits | 180,441,000 | 183,522,000 | 179,227,000 | 184,273,000 |
| Noninterest-bearing deposits | 24,400,000 | 26,874,000 | 24,755,000 | 26,745,000 |
| Equity capital | 22,593,000 | 22,505,000 | 23,162,000 | 23,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,945,000 | 5,907,000 | 8,990,000 | 12,030,000 |
| Interest expense | 764,000 | 1,549,000 | 2,336,000 | 3,153,000 |
| Net interest income | 2,181,000 | 4,358,000 | 6,654,000 | 8,877,000 |
| Noninterest income | 568,000 | 1,113,000 | 1,739,000 | 2,260,000 |
| Noninterest expense | 1,640,000 | 3,328,000 | 5,014,000 | 6,747,000 |
| Provision for loan losses | 144,000 | 289,000 | 433,000 | 577,000 |
| Pretax income | 965,000 | 1,854,000 | 2,946,000 | 3,813,000 |
| Income tax | 337,000 | 651,000 | 1,027,000 | 1,324,000 |
| Net income | 628,000 | 1,203,000 | 1,919,000 | 2,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,799,000 | 17,087,000 | 17,462,000 | 17,698,000 |
| Total capital | 18,879,000 | 19,200,000 | 19,571,000 | 19,870,000 |
| Risk-weighted assets | 165,852,000 | 168,371,000 | 168,113,000 | 173,207,000 |