Call reports 2003
SIMMONS FIRST BANK OF NORTHWEST ARKANSAS — 2003
What SIMMONS FIRST BANK OF NORTHWEST ARKANSAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 206,967,000 | 215,602,000 | 233,555,000 | 230,067,000 |
| Total loans | 142,660,000 | 151,329,000 | 162,846,000 | 161,387,000 |
| Allowance for loan losses | 2,517,000 | 2,599,000 | 2,706,000 | 2,525,000 |
| Securities available for sale | 15,214,000 | 21,514,000 | 23,232,000 | 22,199,000 |
| Securities held to maturity | 17,944,000 | 19,788,000 | 19,772,000 | 19,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,817,000 | 184,394,000 | 195,872,000 | 198,994,000 |
| Interest-bearing deposits | 153,283,000 | 159,766,000 | 172,620,000 | 175,603,000 |
| Noninterest-bearing deposits | 24,534,000 | 24,628,000 | 23,252,000 | 23,391,000 |
| Equity capital | 21,757,000 | 22,197,000 | 22,572,000 | 22,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,719,000 | 5,548,000 | 8,545,000 | 11,515,000 |
| Interest expense | 792,000 | 1,575,000 | 2,390,000 | 3,198,000 |
| Net interest income | 1,927,000 | 3,973,000 | 6,155,000 | 8,317,000 |
| Noninterest income | 483,000 | 921,000 | 1,388,000 | 1,850,000 |
| Noninterest expense | 1,624,000 | 3,303,000 | 4,938,000 | 6,542,000 |
| Provision for loan losses | 188,000 | 375,000 | 563,000 | 750,000 |
| Pretax income | 598,000 | 1,216,000 | 2,042,000 | 2,875,000 |
| Income tax | 206,000 | 419,000 | 692,000 | 977,000 |
| Net income | 392,000 | 797,000 | 1,350,000 | 1,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,926,000 | 16,332,000 | 16,858,000 | 16,485,000 |
| Total capital | 17,688,000 | 18,205,000 | 18,883,000 | 18,490,000 |
| Risk-weighted assets | 140,213,000 | 149,166,000 | 161,509,000 | 159,937,000 |